Short term loans made simple. Whether you are facing an emergency or just need quick cash, we provide fast, reliable loans - no credit checks, no long forms. Get what need, when you need it.
How It Works?
Step By Step Breakdown:
Loan Terms
• Loan Amounts: From R1,000 and above.
• Interest: 50% (e.g R1,000 Loan = R1,500 repayment). • Repayment Period: Within 30 days ( or agreed date). • Agreements: Written contract provided for every loan. • Your items: Stored safely and returned when loan is repaid.
What You Can Use As Colleteral
• Smartphones. • Laptops. • Power Tools. • Vehicles. • Cameras. • Jewelry. • High-end watches. • Small Appliances. • Other valuables. (We will assess) • We do not accept perishable goods, or personal items like clothes or ID documents.
Why Choose Lumina Loans?
• No credit checks or blacklisting. • Instant someday payouts. • Fair, contract-based service. • 100% privacy and confidentiality. • Real people, real solutions.
